DELIVERING FINANCIAL ADVICE WITH PASSION & INTEGRITY
J. DARBY SIMMONS, CFP®, PRESIDENT
After 16 years of experience in the industry, Darby has gained the knowledge and experience necessary to educate clients about their portfolio and to assist with their financial plan development. A graduate from Towson University with a B.S. in Pure Mathematics, Darby has earned the Certified Financial Planner ® designation. A Maryland native, Darby and his wife Meredith reside in Glen Arm.
JENNIFER “DANI” RYAN, FINANCIAL ADVISOR, CRPC®,
Dani takes pride in helping to develop effective personal and professional relationships with each of their clients by offering a personalized approach to professional investing. Dani is a graduate of East Carolina University with a B.S. in Finance and has been working in the financial services industry for 8 years. Also a Maryland native, Dani and her husband Andrew reside in Baltimore City.
Tailored Allocations: No, “Happy Meal”, pre-programmed, models that are designed to funnel clients and facilitate a corporate profit margin
Discretionary Stock/ETF portfolios: If clients prefer to have us make all decisions for them, we’re happy to take on that responsibility
Forward looking Mutual Fund Analysis: Instead of simply hoping that past performance will be indicative of future performance, we consider qualitative factors that promote a repetitive process
Experience: Darby Simmons, 16 years. Dani Ryan, 10 years. We have guided clients through two of the most incredible boom and bust periods we’ve seen since the Great Depression. Including a world changing technology revolution, a housing boom and bust, and the resulting Global Credit Crisis! Historically, it would have taken a 70 year career to witness these kinds of extremes
Age: Darby Simmons, 46 yrs old. Dani Ryan 33 yrs old. With 30+ year careers ahead of us, we will be around to see you through all of your retirement years
Certified Financial Planner Designation: Darby Simmons. Complete financial picture focus