DELIVERING FINANCIAL ADVICE WITH PASSION & INTEGRITY
IDEAL CLIENTS
- Families / Executives / Small Business owners / Athletes
- Investable Assets > $800K
- Age 35-80
- Career / Family / Cause Focused (desire to outsource financial management / planning expertise due to time, energy, and competency constraints)
HOW WE STACK UP AGAINST OUR COMPETITION
Major Wirehouses
Their Advantages: Economies of Scale, Marketing Budget
Our Advantages: Reputation, Objectivity, Broad Client Focus, Value relationships beyond their profit margin, Simplified Client Communication, Workable Technology Tools, Non-Corporate Policy Management Style
On Par topics: Platforms, Stability, Product/Service Offerings
Regional Investment Firms
Their Advantages: Economies of Scale, Marketing Budgets
Our Advantages: Not solely Mutual Fund/Annuity Focused, Reputation, We’re not buyout candidates by the Major Firms, Broad Client Focus, Value relationships beyond their profit margin, Simplified Client Communication, Workable Technology Tools, Non-Corporate Policy Management Style
On Par topics: Platforms, Stability, Product/Service Offerings
Other Local RIA Firms
Their Advantages: If large enough – may have economies of scale
Our Advantages: Not solely Mutual Fund/Annuity Focused
On Par topics: Platforms, Stability, Product/Service Offerings, Open Architecture, Relationship Focus, Non-Corporate Policy Management Style
No Load Fund Families
Their Advantages: Cost Advantage, No information buffer(could be a negative too), Marketing Budgets/message, Easily understandable technology tools
Our Advantages: Product Offerings, Proactive advice & counsel, a trusted / experienced contact for all financial questions, relationship with someone that knows you personally, No need for clients to spend hours researching financial topics or investments, Behavioral Finance Knowledge, Objectivity
On Par topics: Mutual Fund Research, Stability
On-line Trading Websites
Their Advantages: Cost Advantage, No information buffer, Marketing Budgets / message, Easily understandable technology tools
Our Advantages: Proactive advice & counsel, a trusted/experienced contact for all financial questions, relationship with someone that know the client personally, No need for clients to spend hours researching financial topics or investments, Behavioral Finance Knowledge, Objectivity
On Par topics: Platform
Bank Advisors
Their Advantages: Cross Selling, Community locations
Our Advantages:Advisor/Client interests are aligned, no hand-off between a teller and advisor, Not solely Mutual fund/Annuity Focused, Product Offerings, Proactive advice & counsel, a trusted / experienced contact for all financial questions, relationship with someone that knows client personally, Reputation, Objectivity, Value relationships beyond their profit margin, Simplified Client Communication, Workable Technology Tools, Non-Corporate Policy Management Style
On Par topics: None
EVER WORRY ABOUT WHAT YOU DON’T KNOW? GET A SECOND OPINION
(we promise we won’t hard sell you!)
If you can simply get us copies of your statements, we can take it from there. We will be happy to produce a very comprehensive report, free of charge, that will show you your portfolio from every conceivable angle. Call us today to schedule your free portfolio review (443) 470-8000.
We will be able to answer questions like:
• What is my geographic exposure?
• Are my managers really adding value?
• What is the overall dividend/interest yield that my investments are generating?
• What am I actually paying for advice?
• What is my overall risk position?
• How much money do I have in Small Companies? Medium? Large?
• What sectors am I most exposed to?
• Am I over-concentrated in any single stock or bond?
• Can I simplify the number of holdings I have without taking on more risk?
• Am I diversified? Am I too diversified?
• Am I measuring my performance against the correct benchmark?
• What are the ratings of my fixed income holdings? How much experience do my managers have?
We’ve included a sample report below (Click here to view full report) but please call us if you have any questions.
